Erie Insurance's online bill pay system lets you make payments through their website or mobile app without mailing a check or calling an agent.
You can pay your Erie auto, home, or other insurance policies online by logging into your account at www.erie.com, using the Erie mobile app, or calling their payment line. Payments made online typically post within one to three business days. You'll need your policy number and a payment method — debit card, credit card, or bank account — ready before you start.
The online system shows you what's due, when it's due, and lets you set up one-time payments or recurring automatic payments. If you're behind on a payment, the system will show your past-due balance separately from what's currently owed.
Key Takeaways
- You can pay online at erie.com, through the Erie mobile app, or by phone without creating a separate account if you have your policy number.
- Online and app payments usually take one to three business days to post, so plan ahead if your due date is soon.
- You can set up automatic recurring payments from a bank account or make one-time payments with a debit or credit card.
- If you miss a payment, your policy may lapse, and you could lose coverage — contact Erie immediately if you can't pay by the due date.
Logging in and finding your account
Go to www.erie.com and look for the "Log In" or "Pay My Bill" button, usually at the top of the page. If you've already set up an online account, enter your username and password. If you haven't, you can still make a payment without logging in by selecting "Pay as Guest" or "Make a Payment" and entering your policy number instead.
The mobile app works the same way — download the Erie Insurance app from the Apple App Store or Google Play, then log in or pay as a guest. Some people find the app faster for one-time payments because it remembers your payment method from previous transactions.
Payment methods and how long they take
Erie accepts debit cards, credit cards, and bank account transfers (ACH payments). Debit and credit card payments usually post within one to three business days. Bank account payments also typically take one to three business days, though the exact timing depends on your bank.
If your due date is within a few days, a card payment is usually safer than a bank transfer because card networks process faster. If you're paying from a bank account and your due date is tomorrow, call Erie's payment line instead — speaking to someone directly may let you confirm the payment is recorded before your deadline.
There is no fee for paying online through Erie's website or app. Some credit card companies may charge a cash advance fee if you use a credit card, so check your card's terms before you pay that way.
Setting up automatic recurring payments
If you want the same amount to come out on the same day each month, you can set up automatic payments during the online payment process. Choose "Recurring Payment" or "Autopay" instead of "One-Time Payment," then select your payment method and the date you want the payment to come out.
Automatic payments are usually drawn from a bank account rather than a card, and they stop on their own when your policy ends or you cancel them. You can change or cancel automatic payments anytime by logging back into your account and editing your payment settings. If you change your bank account or card, update it in your account settings so the payment doesn't fail.
What to do if a payment fails or is late
If a payment fails — for example, because your card was declined or your bank account had insufficient funds — Erie will usually send you a notice by email or mail. Check your account online to see the failed payment and try again with a different payment method.
If your payment is late and your policy lapses, you lose coverage immediately. This means any accident, theft, or damage that happens after the lapse is not covered, and you may face a reinstatement fee to turn the policy back on. Contact Erie as soon as you know you'll miss a due date — they may be able to give you a short grace period or work out a payment plan.
Paying by phone or mail if you can't use the website
If you don't have internet access or prefer not to pay online, you can call Erie's payment line to make a payment over the phone. Have your policy number and payment method ready. The phone number is on your bill and on the Erie website.
You can also mail a check to the address on your bill. Write your policy number on the check and mail it to the address listed. Mailed payments take longer to post — usually five to ten business days — so mail your check well before your due date.
Viewing your payment history and due dates
Once you log into your account online or in the app, you can see all your past payments, upcoming due dates, and what you currently owe. This is useful if you need to know whether a payment has posted yet or if you're unsure when your next bill is due.
If you set up automatic payments, you'll see those listed separately so you know which payments are coming out automatically and which ones you need to pay manually. You can download or print your payment history from your account if you need it for your records.
Frequently Asked Questions
Can I pay my Erie bill without creating an online account?
Yes. You can pay as a guest by going to erie.com, selecting "Pay My Bill," and entering your policy number instead of logging in. You'll need your policy number and a payment method, but you don't have to set up a username and password.
What happens if I pay online but my due date is tomorrow?
Online payments usually take one to three business days to post. If your due date is tomorrow, call Erie's payment line to make a payment over the phone — the representative can confirm the payment is recorded and may be able to note that you've paid, which can prevent a lapse notice.
Can I set up automatic payments and then cancel them later?
Yes. You can cancel automatic payments anytime by logging into your account and editing your payment settings. Make sure to do this before the next scheduled payment date if you don't want it to come out.
Is there a fee for paying online with a credit card?
Erie doesn't charge a fee for online payments. However, your credit card company may charge a cash advance fee depending on your card's terms. Using a debit card or bank account transfer avoids this.
What should I do if my payment failed?
Log back into your account and try the payment again with a different payment method. If you see a failed payment notice, contact Erie to confirm whether the payment went through. If your policy is at risk of lapsing, call their payment line right away.